If you’re interested in a career with Harvest Bank, please contact us or visit one of our branches.
Current Openings:
Commercial Loan Officer
Location: Kimball, MN
Employment Type: Full-time
Are you passionate about helping local businesses grow and thrive? Join our team as a Commercial Loan Officer and play a key role in supporting the economic vitality of our community. Continued business growth, promotions and an upcoming retirement have opened up a great opportunity for an experienced lender. Depending on the background of the successful candidate, the new position will come with a sizeable portfolio. Our principal need is C&I experience, but CRE, ag and consumer RE experience will all be considered. Solid underwriting background is a plus.
What You’ll Do:
Business Development:
- Develop and maintain relationships with local businesses to identify and pursue lending and deposit growth opportunities.
- Cultivate a referral network through relationships with area business professionals.
- Actively engage in networking events and community activities to promote the bank’s services.
- Support the economic health and development of our trade area.
Loan Origination and Underwriting:
- Analyze loan applications, review financial statements, and assess creditworthiness.
- Structure loans with appropriate terms and prepare proposals for approval.
Portfolio Management:
- Monitor and manage a portfolio of loans to ensure compliance and performance.
- Collaborate with clients to address challenges and explore restructuring options when necessary.
Compliance and Reporting:
- Ensure all loan activities align with the bank’s policies and regulatory requirements.
- Maintain accurate documentation and provide regular reports to management.
Client Support:
- Serve as a trusted advisor, offering tailored financial products and services.
- Work closely with other departments to provide comprehensive banking solutions.
What We’re Looking For:
Qualifications:
- Education: Bachelor’s degree in finance, business administration, or a related field.
- Experience: 5+ years in commercial lending
- Skills:
- Strong financial analysis and credit evaluation skills.
- Excellent communication and relationship-building abilities.
- Proficiency in loan origination systems and Microsoft Office.
Attributes:
- Commitment to the community and understanding of local market dynamics.
- Goal-oriented, ethical, and detail-focused.
- Strong problem-solving and teamwork skills.
- Strong personal initiative.
Why Join Us?
We seek and reward employees who share our commitment to professionalism and integrity in community banking. Harvest Bank is proud to offer:
- Competitive salary with bonus program.
- Employer paid medical, life and AD&D insurance
- Dental, vision and supplemental life coverage
- Generous paid time off based on experience
- Closed all federal holidays
- Career advancement opportunities
About Us:
Harvest Bank is a third-generation, family-owned bank dedicated to empowering businesses, institutions and individuals through personalized financial services. We pride ourselves on fostering strong relationships and investing in the communities we serve.
Ready to Make a Difference?
Apply today and become a part of our community-driven mission!
Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.